Checking

First National Bank offers a wide range of Checking Accounts.


Reorder CHECKS On-Line


All accounts come with:
  • Free Text Banking
  • Free Internet Banking
  • Free Bill Pay
  • Free E-Statements
  • Free Telephone Banking
  • Free Direct Deposit
  • Free Mobile App Access
  • Free Text Alerts
  • Free Monitoring alerts provided by Guardian



Elite Checking

Basic Checking

55 Plus Checking

Commercial Checking

Non-Profit Checking

Interest Checking


Elite Checking

  • $100 to Open
  • No minimum balance
  • Unlimited Free Check Writing
  • Shop local, save local with 
  • Cell phone protection
  • ID Theft Aid
  • Roadside assistance
  • $10,000 travel accidental death coverage
    • Insurance products are: NOT A DEPOSIT.  NOT FDIC-INSURED BY ANY FEDERAL GOVERNMENT AGENCY.  NOT GUARANTEED BY THE BANK
  • Pharmacy, Vision and healthcare savings
  • 3 Free foreign ATM withdraws
  • Service charge of $6 per month
  • $3 paper statements


Basic Checking

  • $100 to Open 
  • $4.00 per month
  • Must maintain $500 minimum balance & $4.00 per month fee will be waived.
  • Unlimited Free Check Writing 
  • $3 paper statements


55 Plus Checking

  • $100 to Open
  • No minimum balance
  • Unlimited Check Writing
  • No Monthly Fee
  • Free 55+ Checks
  • Free Regular Paper Statements 

Commercial Checking

  • $100 to Open
  • Service charges based on transaction volume .... Ask our New Accounts Personnel today
  • No Minimum Balance
  • $3.00 paper statements


Non-Profit Checking

  • $100 to Open
  • No Monthly Service Charge
  • $3.00 paper statements


Interest Checking

  • Different Options Starting at $1,000 to Open
  • Ask our New Accounts Personnel for current rates and terms
  • Interest is paid monthly based upon the average collected balance exceeding $1 for the month at a rate to be determined by the bank from time to time.