Checking

First National Bank offers a wide range of Checking Accounts.


Reorder CHECKS On-Line


All accounts come with:

  • Free Text Banking
  • Free Internet Banking
  • Free Bill Pay
  • Free E-Statements
  • Free Telephone Banking
  • Free Direct Deposit
  • Free Mobile App Access
  • Free Text Alerts
  • Free Monitoring alerts provided by Guardian



First Checking

Club Banking

55 Plus Checking

FNB Second Chance Account

Commercial Checking

Non-Profit Checking

Interest Checking



First Checking

  • $100.00 to Open
  • No minimum balance
  • Unlimited Free Check Writing
  • No Monthly Fee
  • E-Statements ONLY


Club Banking

  • $100.00 to Open
  • Service Charges range from $6.00 to $10.00 per month
  • No minimum balance
  • Unlimited Free Check Writing
  • Free Personalized "Club" style checks
  • Cashier's Checks at no issue charge
  • Debit card replacement at no charge
  • Other Club Benefits .... Ask our New Accounts Personnel


55 Plus Checking

  • $50.00 to Open
  • No minimum balance
  • Unlimited Check Writing
  • No Monthly Fee
  • Free 55+ Checks
  • Free Regular Paper Statements


FNB Second Chance Account

  • $100.00 to Open
  • Service Charges range from $7.50 to $10.00 per month
  • DEBIT CARD ONLY
  • No Minimum Balance
  • E-Statements ONLY


Commercial Checking

  • $100.00 to Open
  • Service charges based on transaction volume .... Ask our New Accounts Personnel today
  • No Minimum Balance
  • E-Statements ONLY


Non-Profit Checking

  • $100.00 to Open
  • No Monthly Service Charge
  • Free Regular Paper Statement


Interest Checking

  • $100.00 to Open
  • Ask our New Accounts Personnel for current rates and terms
  • Interest is paid monthly based upon the average collected balance exceeding $1,000 for the month at a rate to be determined by the bank from time to time.